Personal Accounts

Checking

Regular Personal Checking

• Minimum opening balance - $200.00
• Balance required to avoid service charge - $800.00
• Monthly statement cycle
• NSF & Overdraft charges (per item) - $30.00
• Senior Citizens (65 or older) - FREE checking

Monthly Maintenance Fees

Student Checking

• Minimum opening balance - $200.00
• Balance required to avoid service charge - $500.00
• Monthly maintenance fee - $5.00 if at any time during the statement period the balance falls below $500.00.
• Monthly statement cycle

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