Consumer Accounts

Savings

Regular Consumer Savings

  • Minimum opening balance - $200.00
  • Maintenance Fee (Quarterly) - $2.50
    If balance falls below $200.00, maintenance fee will be $5.00/month.
  • Interest compounded daily* and credited quarterly.
  • If balance falls below $100, interest will not be paid.
  • Semi-annual statement cycle
  • Click here for current rates.

 

Now Account

  • Minimum opening deposit - $2,000.00
  • Minimum balance required to obtain APY as listed - $1,000.00
  • If balance drops below $1,000.00, maintenance feel will be $10.00/month.
  • Interest compounded monthly and credited monthly.
  • Monthly statement cycle
  • Cost for check printing varies depending on the style of checks ordered.
  • Click here for current rates.

 

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PLEASE NOTE: If you close your account before interest is credited, you will not received the accrued interest. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.

*The daily blance is determined by the application of a daily periodic rate to the full amount of prinicpal in the account each day.